Most trainees tell us they are looking for disability insurance that is:
- Protects their medical speciality (Own-Occupation medical specialty)
- Is affordable to meet the budget now; but still protect them as an attending
- Can be taken with them at graduation (Portable)
- Cannot be changed by the insurance company (guaranteed renewable; non-cancellable)
- Guarantted Standard Issue (GSI) with NO health/Rx questions and NO exam for those eligible
- Is from a reputable insurance company with history of insuring physicians in their specialty
- Can grow with them as their income grows (guaranteed future increase options)