Broker Check

Services

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

Personal Planning

We will organize all your finances and provide education and guidance on:

  • The Right Amount and Type of Protection
  • Systematic Savings
  • Risk, Reward, and Fees when Investing
  • Investing Properly
  • Debt Elimination Strategies
  • Spending Plans
  • Retirement Income Strategies
  • Developing Great Habits and Behaviors

We charge a flat fee for our planning process, which varies depending on the amount of involvement you are looking for from our team. You will receive our support for 12 months with access to our team by phone, text, email, and face-to-face and online meetings.

Business Planning

We will organize all your business and personal finances and provide education and guidance on:

  • Building Your Personal Net Worth with the Business
  • Increasing Income through your Employees
  • Protecting Income and Business Value for your Family
  • Exit Strategies to Reduce Risk and Taxes
  • Providing Benefits to Increase Company Culture
  • Understanding your Business’s Value

We charge a flat fee for our business planning process, which varies depending on the amount of involvement you are looking for from our team. You will receive our support for 12 months with access to our team by phone, text, email, and face-to-face and online meetings.

Personal Planning

PERSONAL FINANCIAL ECONOMICS

  • Maximum Wealth Accumulation
  • Minimize Risk
  • Efficiency of Process
  • Wealth Protection
  • Tax Minimizing Strategies
  • Personal Cash Flow Analysis


INVESTMENTS*

  • Retirement Planning
  • IRA’s
  • Brokerage Accounts
  • Fixed & Variable Annuities*
  • Individual Stocks Bonds*
  • Mutual Funds ETF’s*
  • College Planning Strategies


INSURANCE

  • Life
  • Disability Income
  • Long-Term Care
  • Group Benefits

Estate Planning

ESTATE PLANNING

  • Assisting with Wills
  • Health Care Proxy
  • Power of Attorney
  • Living Wills
  • Gifting
  • Liquidity Needs
  • Guardianship
  • Probate Reduction
  • Asset Distributions
  • Minimize Estate Tax


TRUST DESIGN

  • Domestic Asset Protection Trust
  • Testamentary Family Trust
  • Defective Trusts
  • Revocable Trust
  • Charitable Remainder Trust
  • Irrevocable Trust
  • Dynastic Trusts

Business Planning

BUSINESS PLANNING

  • Exit Planning
  • Retention Programs
  • Employee Engagement
  • Business Continuation
  • Buy / Sell Agreements
  • Business Valuations
  • Cash Flow Analysis
  • Group Benefits and Health Insurance


EXECUTIVE BENEFITS

  • Non-Qualified Plans
  • Split Dollar
  • Executive Bonus
  • Deferred Compensation
  • Key Man Life Insurance


QUALIFIED RETIREMENT PLANS

  • Pension Plans
  • Profit-Sharing Plans
  • 401(k)
  • SEP
  • Simple IRA

Open and honest communication

At FMA, our first priority is helping you take care of yourself, your family and your business. 

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