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UF Health's ONLY Guaranteed Standard Issue (GSI)
Disability Policy

Trainees Are Looking For Disability Insurance That Protects Their Medical Specialty, Can Be Taken With Them After Graduation And Can Grow Alongside Them.

Most trainees tell us they are looking for disability insurance that is:

  • Protects their medical speciality (Own-Occupation medical specialty)

  • Is affordable to meet the budget now; but still protect them as an attending
  • Can be taken with them at graduation (Portable)


  • Cannot be changed by the insurance company (guaranteed renewable; non-cancellable)
  • Guaranteed Standard Issue (GSI) with NO health/Rx questions and NO exam

  • Is from a reputable insurance company with history of insuring physicians in their specialty
  • Can grow with them as their income grows (guaranteed future increase options)

Qualifying for a disability insurance policy can be difficult.

One of three things can happen when you apply for a policy:

ONE

You can be declined and not offered a policy.

TWO

You can be approved; but with exclusions or a price increase because of pre-existing health/medication history.

THREE

You can be approved without penalty.

Companies look back 20 years at health, medication, and injury history. Statistically, over half of all disability applications are either declined or receive a penalty/modification.

Program Highlights

This program allows you to obtain a personal disability insurance policy that pays up to $15,000 a month tax free – on a guaranteed issue basis.

  • True Own-Occupation with
    Enhanced Medical Specialty


  • No exclusions for pre-existing
    conditions
  • Permanent & Portable Policy


  • Cannot be changed by the
    insurance company (guaranteed renewable; non-cancellable)
  • Guaranteed Standard Issue (GSI) with NO health/Rx questions and NO exam


  • No price penalty
  • No exclusions for pre-existing
    conditions


  • 20-30% Discount

Get Started

 Run Your Quote & Apply Online

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